ResaleApartmentImmediate

Graphite Lofts

Indiranagar·Terraform Living

Eighteen double-height apartments off 12th Main. One is available. It has not been listed anywhere.

Configurations

Type	Saleable area	Indicative price
2 BHK loft	1,310 sq ft	₹2.59 Cr
3 BHK	1,720 sq ft	₹3.4 Cr

What I like about it

Double-height volume in Indiranagar at this price does not repeat. I have seen exactly three such units in six years.
The seller wants a clean, fast close and will price it for that.

What I would flag

No lift to the mezzanine level. Think about that if you are buying for parents.
Street parking around the building is a genuine daily negotiation.

Every project on this site carries both lists. If a page ever shows only the good half, close it — someone is selling you something.

Highlights

3.9 m double-height living room
Walk to 100 ft Road in 6 minutes
Two covered car parks
Off-market — not on any portal

The corridor

Central — Indiranagar, Koramangala, Domlur

₹16,000–28,000/sq ft · 6.1% YoY

Purple Line (Indiranagar, Halasuru) operational

Inventory is tiny and mostly off-market. Half of what I place here never reaches a listing site at all.

Everything in Central

Run the real number

What Graphite Lofts actually costs you, all in.

Prefilled with this project's entry price and stage. Stamp duty, cess, registration and legal are all in there.

Stage of purchase

Agreement value₹2.59 Cr

₹25 L₹10 Cr

Loan amount75% · ₹1.94 Cr

No loan90%

Interest rate8.50%

7%12%

Tenure20 years

5 yr30 yr

Karnataka stamp duty is 5% at this value, plus 10% cess and 2% surcharge on the duty, plus 1% registration. Banks fund the agreement value only — every one of those charges is out of your pocket on registration day.

Cash needed on day one

₹82 L

₹65 L down + ₹17 L charges

Monthly EMI

₹1.7 L

₹1,68,575 · 20 yr @ 8.50%

All-in cost of ownership

Brokerage to you ₹0

₹2.76 Cr

₹2,76,49,400

Agreement value₹2,59,00,000

Stamp duty · 5%₹12,95,000

Cess + surcharge₹1,55,400

Registration · 1%₹2,59,000

GST · not applicable₹0

Advocate + khata₹40,000

Brokerage₹0

Over 20 years you repay ₹4.05 Cr, of which ₹2.1 Cr is interest. Shortening the tenure to 15 years saves you roughly ₹60 L.

Send me this breakdown

Planning estimate only. Stamp duty, cess and GST rates change; your lender's processing fee, insurance and any parking or corpus charges sit on top. I will give you the exact figure in writing before you pay a token.

Also in Central

Worth seeing on the same Sunday.

Ready to moveApartment

Domlur · Central

Meridian Central

Bhoomi Group

Thirty-two apartments, one lift core per four homes, and an address you cannot manufacture anywhere else in the city.

3 BHK · 1,840 sq ft4 BHK · 2,650 sq ft

From

₹3.95 Cr

₹21,500/sq ft · Occupied since 2022