Emerald Row
JP Nagar 7th Phase·Private resale
A twelve-year-old building in a neighbourhood you cannot build any more, with two owners selling in the same quarter.
Configurations
| Type | Saleable area | Indicative price |
|---|---|---|
| 3 BHK | 1,620 sq ft | ₹1.91 Cr |
| 3 BHK corner | 1,790 sq ft | ₹2.15 Cr |
What I like about it
- You are buying the location, and this location does not get made again. Schools, hospitals and the metro are all walkable.
- Both sellers are relocating, not distressed — the title work on these two is clean and I have read it.
What I would flag
- Twelve-year-old plumbing and wiring. Budget ₹18–22 L for a proper renovation and negotiate accordingly.
- No power backup for the whole apartment, only common areas. An inverter is not optional here.
Every project on this site carries both lists. If a page ever shows only the good half, close it — someone is selling you something.
Highlights
- 800 m to JP Nagar metro
- A-khata, clean chain of title
- 1,620 sq ft on a 4,800 sq ft plot share
- Immediate registration
The corridor
JP Nagar, Jayanagar & Bannerghatta
₹9,000–16,000/sq ft · 8.2% YoY
Green Line through Jayanagar & JP Nagar, operational
Most stock here is 15–25 years old. Budget for a full renovation and read the society's sinking fund before you commit.
Everything in JP NagarWhat Emerald Row actually costs you, all in.
Karnataka stamp duty is 5% at this value, plus 10% cess and 2% surcharge on the duty, plus 1% registration. Banks fund the agreement value only — every one of those charges is out of your pocket on registration day.
Cash needed on day one
₹61 L
₹48 L down + ₹13 L charges
Monthly EMI
₹1.2 L
₹1,24,316 · 20 yr @ 8.50%
All-in cost of ownership
Brokerage to you ₹0₹2.04 Cr
₹2,04,00,600
Over 20 years you repay ₹2.98 Cr, of which ₹1.55 Cr is interest. Shortening the tenure to 15 years saves you roughly ₹44 L.
Planning estimate only. Stamp duty, cess and GST rates change; your lender's processing fee, insurance and any parking or corpus charges sit on top. I will give you the exact figure in writing before you pay a token.